Crossroads Cooperative Association will strive to provide competitive services and products while operating on a safe, efficient, diversified and profitable basis.
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December 29, 2015 Attention Patrons,
Crossroads Cooperative Patron Investment Certificates continue to be available. The program, offered exclusively to stockholders of the Cooperative who are Nebraska residents, opened for investment on April 1, 2015. The Certificates are issued in six month, one year and two year maturities. Certificates automatically renew for the respective same term as the original Certificate upon maturity unless notice for redemption is provided by the certificate holder prior to the renewal. Interest Rates are fixed on the date of issuance or renewal of each Certificate at a rate determined by the Cooperative based upon rates offered by CoBank, a national bank for cooperatives headquartered near Denver, Colorado, the Cooperative’s primary lender. Interest will not compound and will be paid in cash at maturity or annually in the event the term of the Certificate is for more than one year. The Cooperative may, at its option, redeem the Certificates at any time upon 30 day advance written notice to the respective holder(s). The minimum amount of investment in each Certificate is $1,000.00; the maximum amount of any one Certificate is $50,000.00 and the maximum amount of aggregate certificates that can be held by any one stockholder of the Cooperative at any one time is $50,000.00. The maximum amount in this offering of Certificates of Investment outstanding at any time will not exceed $2,000,000. The Cooperative expects to continue to offer Certificates of Investment to its Members on an ongoing basis. The term and interest rates of the Certificates to be offered in the future will be periodically reviewed and determined by the Board of Directors. Certificates are issued only at the corporate headquarters located at 800 Greenwood Road, Sidney, Nebraska. If you have any questions please call Deb or Brenda at the Sidney office, 800-833-2951 or 308-254-4230.
An investment in futures contracts is speculative, involves a high degree of risk and is suitable only for persons who can assume the risk of loss in excess of their margin deposits. You should carefully consider whether futures trading is appropriate for you in light of your investment experience, trading objectives, financial resources, and other relevant circumstances. PAST PERFORMANCES ARE NOT NECESSARILY INDICATIVE OF FUTURE RESULTS.
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